Terms of use
Template last drafted: June 2026. This is a general starting template, not legal advice — have it reviewed before relying on it, and fill in every [bracketed] placeholder.
Using this site
By using Plainpurse, you agree to these terms. If you don’t agree, please don’t use the site.
Not financial, tax or legal advice
Everything on this site — guides, glossary entries, FAQ answers and calculator outputs — is general information for educational purposes only. It is not personalised financial, tax or legal advice and should not be relied on as such. Always check official sources (gov.uk, HMRC, the FCA, MoneyHelper) for current rules, and consider speaking to a regulated professional before making a financial decision.
Calculator accuracy
Our calculators provide simplified, illustrative estimates based on the figures you enter and the assumptions stated on each tool. They do not account for every real-world factor, such as exact tax treatment, fees, or changing interest rates, and results should not be treated as guarantees or precise forecasts.
Intellectual property
Unless otherwise stated, the text, design and original graphics on this site belong to Plainpurse. You may link to our pages and quote short excerpts with attribution; please don’t republish whole guides without permission.
Third-party links
We link to external sites, such as gov.uk, HMRC or MoneyHelper, for convenience. We don’t control, and aren’t responsible for, the content or availability of third-party sites.
Limitation of liability
To the fullest extent permitted by law, Plainpurse is not liable for any loss arising from your use of, or reliance on, this site or its calculators. [Have a solicitor review and tailor this section — a generic clause may not be enforceable or appropriate for your situation.]
Governing law
These terms are governed by the laws of England and Wales.
Changes to these terms
We may update these terms from time to time. Continued use of the site after a change means you accept the updated terms.