Insurance
Work out what cover you actually need, and what you can skip. Start with a guide below, then use the linked tool to run your own numbers.
Which insurance you actually need in your 20s and 30s
Not every policy on offer is essential at every life stage. Here’s how to sort priority cover from nice-to-have.
Read the guide →Income protection, critical illness cover and life insurance: what’s actually different
Three policies that get mentioned in the same breath, built to respond to three genuinely different situations.
Read the guide →Home insurance: buildings vs contents, and which you need
Two different covers, often bundled. Knowing the split is how you avoid over- and under-insuring.
Read the guide →Car insurance explained: cover levels and cutting the cost
Legally required, often overpriced. The three levels of cover, and legitimate ways to pay less.
Read the guide →Do you actually need life insurance?
Important for some, unnecessary for others. The deciding question is simpler than the sales pitch suggests.
Read the guide →Try: Financial health check
Put this topic into your own numbers — no sign-up.
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