Useful resources
Free, official and independent sources for anything that goes beyond general education — regulators, government guidance, and charities that can help with a specific situation.
General & regulators
MoneyHelper
Free, government-backed guidance on money and pensions, including a directory of regulated advisers.
FCA Register
Check whether a specific firm is authorised and regulated before you deal with it.
GOV.UK
Official guidance on tax, benefits, pensions and most things government-related.
Citizens Advice
Free, independent advice on money, debt and consumer rights.
Debt help
StepChange Debt Charity
Free, independent debt advice and debt management plans.
National Debtline
Free debt advice for people in England and Wales.
Savings & banking
FSCS
Check how much of your savings or investments are protected if a firm fails.
Tax
HMRC
Tax codes, self-assessment, and your personal tax account.
Pensions & retirement
The Pensions Regulator
Rules on workplace pensions and auto-enrolment.
Pension Wise
Free, impartial pension guidance appointments from MoneyHelper, for ages 50 and over.
Check your State Pension forecast
See your qualifying years and an estimate of your State Pension.
Investing
FCA ScamSmart
Check an investment opportunity or firm against known scam warnings before you commit money.
Insurance & complaints
British Insurance Brokers' Association
Find a regulated insurance broker.
Financial Ombudsman Service
Free, independent complaints resolution if you have an unresolved dispute with a financial firm.