Disclaimer

Template last drafted: June 2026. Not legal advice — have this reviewed before publishing.

Not regulated by the FCA

Plainpurse is not authorised or regulated by the Financial Conduct Authority. We do not provide regulated financial advice, and nothing on this site should be read as a personal recommendation to buy, sell, or hold any specific financial product.

General information only

Guides, glossary entries and FAQ answers describe general concepts that apply broadly across the UK. They do not take into account your personal circumstances, objectives, or risk tolerance. Before acting on anything you’ve read here, check current rules on gov.uk or HMRC, or speak to a regulated adviser.

Calculators are illustrative estimates

Each calculator states the assumptions it uses, such as a constant interest or growth rate, directly on the page. Real interest rates, charges, tax treatment and investment performance all vary and can move against you. Any growth rate used as an example is not a guide to future results.

Investments can fall as well as rise

Where this site discusses investing, the value of investments can go down as well as up, and you could get back less than you put in.

Finding regulated advice

MoneyHelper (moneyhelper.org.uk) is a free, government-backed guidance service and a good starting point. To check whether a specific firm is FCA-authorised, use the FCA Register.