Retirement
Pensions and long-term planning, explained the way your future self would want. Start with a guide below, then use the linked tool to run your own numbers.
Workplace pensions and auto-enrolment, explained
If you’re employed in the UK, you’re probably already paying into a pension you never actively chose.
Read the guide →What is the State Pension, and how much could you actually get?
Separate from any workplace or personal pension, and based on your National Insurance record rather than what you’ve saved.
Read the guide →How much do you actually need to retire?
There’s no single magic number — but there are sensible ways to estimate that beat having none.
Read the guide →The three types of UK pension, explained
State, workplace and personal — most people will have more than one, and they stack rather than cancel out.
Read the guide →Starting a pension late: is it ever too late?
Reached your 40s or 50s with little saved? Later is less forgiving than early — but far better than never.
Read the guide →Try: Retirement projector
Put this topic into your own numbers — no sign-up.
Open tool →