Debt
Pay it off faster, without guessing which balance to attack first. Start with a guide below, then use the linked tool to run your own numbers.
Snowball or avalanche: how to actually pick a debt payoff method
One strategy is mathematically cheaper. The other is easier to stick to. Here’s how to choose.
Read the guide →How your credit score actually works, and five things that move it
There isn’t one official number — but the data feeding into all of them is fairly consistent.
Read the guide →Good debt vs bad debt: a more useful way to think about borrowing
“All debt is bad” doesn’t survive real life. A better question than the label, explained.
Read the guide →Balance transfer credit cards: how they work, and the traps
Used deliberately they can clear a stuck balance. Used carelessly they just relocate the problem.
Read the guide →Dealing with problem debt: where to get free help
If debt is managing you rather than the other way round, free and confidential help exists.
Read the guide →Try: Loan calculator
Put this topic into your own numbers — no sign-up.
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